Condo Insurance

Condo living combines comfort and community, but it also has unique risks requiring customized protection. Condo Insurance, or HO-6 insurance, ensures that your personal property, unit, and liability are covered beyond what your homeowners association (HOA) policy offers. At Wardlow Insurance Agency, Inc., we provide personalized Condo Insurance options to protect your home, belongings, and peace of mind.

What's Covered Under Condo Insurance?

Your HOA's master policy likely covers shared spaces and the building's exterior, but what about everything inside your unit? Condo Insurance bridges this gap, providing essential coverage for:

Your Unit's Interior

Protects walls, flooring, built-ins, and fixtures such as cabinets and appliances.

Personal Property

Covers your furniture, electronics, clothing, and other belongings against theft or damage.

Liability Coverage

Offers financial protection if someone is injured in your condo or you unintentionally cause property damage to others.

Loss of Use

Pays for temporary living arrangements if your unit becomes uninhabitable due to a covered incident.

Loss Assessment

This optional endorsement helps with your share of costs assigned by the HOA, such as repairs to common areas after a disaster.

Do You Need Condo Insurance?

Owning a condo makes you responsible for more than you might think. Your HOA's policy stops at the building's exterior or common areas, leaving the interior and your belongings unprotected. Condo Insurance is a must if:

You want to secure your possessions against theft or damage.
Your HOA coverage leaves significant gaps.
You need liability protection for accidents or claims inside your unit.

Challenges Condo Owners Often Face

Living in a shared environment comes with its own set of challenges. Water damage from a neighbour's unit, fires, theft, and accidents in shared areas can lead to unexpected expenses. Condo Insurance is your financial safety net, helping you weather these risks confidently and efficiently.

Why Choose Wardlow Insurance Agency, Inc. for Your Condo Insurance?

Wardlow Insurance Agency, Inc. has protected homes and families nationwide since 1965. We know how to navigate the unique complexities of Condo Insurance to create a plan that suits your lifestyle and budget. Here's what sets us apart:

60 Years Proven Experience: Decades of service have made us a trusted name in protecting homes and families. We understand the unique needs of condo owners and are committed to safeguarding your property.
Personalized Policies for Your Needs: We analyze your HOA's master policy to identify coverage gaps and customize a plan that fits your specific requirements, ensuring comprehensive protection.
Affordable Coverage Options: Protecting your home shouldn't be a financial burden. Our cost-effective solutions strike the perfect balance between affordability and quality coverage.
Expert Guidance You Can Rely On: Our professionals provide clear, reliable advice, helping you make informed decisions about your insurance needs.
Commitment to Exceptional Service: From personalized consultations to ongoing support, we're here to assist you every step, ensuring you feel confident in your coverage.

Choose Wardlow Insurance Agency, Inc. for Your Condo Insurance

Secure Your Home, Simplify Your Life

Your condo is more than just a space—it's where memories are made. Condo Insurance from Wardlow Insurance Agency, Inc. ensures those memories are protected from life's uncertainties.