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Wardlow Insurance Agency, Inc

Boat & Watercraft Insurance

Owning a boat or watercraft is more than a hobby—it invests in enjoyment, adventure, and relaxation. Whether cruising on a lake, fishing offshore, or taking your jet ski for a spin, protecting your vessel, passengers, and finances from the unexpected is essential. Boat & Watercraft Insurance provides comprehensive coverage for your water-based activities, ensuring you're prepared for accidents, damage, or liability.

At Wardlow Insurance Agency, Inc., we offer policies designed to meet boat and watercraft owners' unique needs so you can focus on enjoying the water.

What Does Boat & Watercraft Insurance Cover?

Boat & Watercraft Insurance covers various risks and situations while your vessel is in use, storage, or transit. Typical coverage options include:

  • Physical Damage: Protects your boat or watercraft against damage caused by accidents, theft, fire, storms, or vandalism.
  • Liability Protection: Covers costs if you're held responsible for injuries to others or damage to their property while operating your vessel.
  • Medical Payments: Provides coverage for medical expenses if you or your passengers are injured in an accident.
  • Uninsured/Underinsured Boater Coverage: Protects you if you're involved in an accident with someone without adequate insurance.
  • Towing and Assistance: This service offers help if your boat breaks down on the water, covering towing costs and other related services.
  • Personal Belongings: This policy covers personal items on board, such as fishing equipment, life jackets, or electronics, in case of theft or damage.
  • Fuel Spill and Wreckage Removal: Helps manage environmental damage and clean-up costs during a spill or collision.
What Does Boat & Watercraft Insurance Cover?

Who Needs Boat & Watercraft Insurance?

Whether you own a small fishing boat, a luxury yacht, or a personal watercraft like a jet ski, having insurance is essential for protecting your investment and financial well-being. Boat & Watercraft Insurance is significant if:

You want financial protection against theft, damage, or liability claims.

You regularly take your vessel out on the water, increasing exposure to potential risks.

You've invested significant resources in purchasing and maintaining your boat or watercraft.

You want to comply with marina, lender, or state insurance requirements.

Without the proper coverage, a single accident or unexpected event could lead to substantial repair bills, legal fees, or out-of-pocket expenses.

Why Choose Wardlow Insurance Agency, Inc.?

With 60 years of experience, the Wardlow Insurance Agency, Inc. team understands that every boat and watercraft owner has unique needs. Our team is dedicated to helping you find the right policy to protect your vessel, your passengers, and your peace of mind. Here's what we offer:

  • Comprehensive Options: We provide a range of coverage choices to protect your vessel, equipment, and liability risks.
  • Affordable Rates: We work to find policies that fit your budget while providing the coverage you need.
  • Experienced Support: Our knowledgeable team offers clear advice nationwide to help you understand your options and make informed decisions.
  • Reliable Assistance: Whether you're selecting a policy or filing a claim, we're here to guide you through the process.
Choose Wardlow Insurance Agency For Boat Insurance

Waves of Protection for Your Water Adventures

Your boat or watercraft is more than just a vessel—it's your gateway to adventure, relaxation, and unforgettable memories on the water. Protecting it means preserving the experiences and moments you cherish most. With Boat & Watercraft Insurance from Wardlow Insurance Agency, Inc., you can set sail confidently, knowing you're covered against the unexpected.

Contact us today for a personalized quote and consultation. Enjoy every trip, knowing your vessel and your time on the water are fully protected.

Get a personalized Boat & Watercraft Insurance quote now!

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